The Flinchum File

Thoughtful Economic Analysis and Existential Opinions
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Welcome to The Flinchum File

I am an Accredited Investment Fiduciary at Bay Capital Advisors, an investment firm headquartered in Virginia Beach, VA. After retiring from Truist Bank, I started this firm to work more closely with a smaller number of clients, and it has been great! Our client load is about 25% of the national average.

Writing is not for the shy or the meek. It exposes a person’s mind and character. I hope you enjoy the view.

Enough Already !

12/09/2016

Historically, the stock market rallies, following a presidential election, until the inauguration in January, when the dismal political reality arrives.  If Clinton had won the election, I suspect that rally would have been minor, as the market already expected her to win and had priced that into market prices.  If Trump won, I predicted the … Continue reading Enough Already !

Enough Already !

12/09/2016

Historically, the stock market rallies, following a presidential election, until the inauguration in January, when the dismal political reality arrives. If Clinton had won the election, I suspect that rally would have been minor, as the market already expected her to win and had priced that into market prices. If Trump won, I predicted the … Continue reading Enough Already !

Need Sunglasses ?

12/06/2016

It was President Harry Truman who famously begged for a “one-armed economist.”  He was desperate for economic advice that did not end with “on the other hand.”  He needed hard actionable advice, not polite intellectual advice.  I suspect he was seeking advice from academic economists, not business economists. Members of the National Association of Business … Continue reading Need Sunglasses ?

Need Sunglasses ?

12/06/2016

It was President Harry Truman who famously begged for a “one-armed economist.” He was desperate for economic advice that did not end with “on the other hand.” He needed hard actionable advice, not polite intellectual advice. I suspect he was seeking advice from academic economists, not business economists. Members of the National Association of Business … Continue reading Need Sunglasses ?

Weekend Worry Assignment

12/02/2016

Some people are just wired to worry, and nothing worries them more than NOT knowing why they are worried.  Take a look at the recent U.S. economic data: 1.  The ISM data shows manufacturing, long thought dead, is actually “firming”.2.  Construction spending is also bouncing back.3.  Consumer Income, Consumer Confidence and Consumer Sentiment are all … Continue reading Weekend Worry Assignment

Weekend Worry Assignment

12/02/2016

Some people are just wired to worry, and nothing worries them more than NOT knowing why they are worried. Take a look at the recent U.S. economic data: 1. The ISM data shows manufacturing, long thought dead, is actually “firming”. 2. Construction spending is also bouncing back. 3. Consumer Income, Consumer Confidence and Consumer Sentiment … Continue reading Weekend Worry Assignment

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