Our Firm

Jim Flinchum

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Vivian Honeycutt

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Joe Sallee

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Arcelia Wicker

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The Bay Capital Advisors Difference

We are an independent Registered Investment Advisor (RIA) firm committed to offering unbiased and objective recommendations and strategies aligned with your unique needs and specific goals.

We provide our select group of clients with a level of innovative investment care, independent financial advice, and continuous fiduciary oversight, giving them a renewed sense of confidence for the future, for themselves and for their families.

Our Goal

We understand how overwhelming it can be to navigate the world of financial planning and investing. Without trusted guidance and easy-to-understand advice, it’s hard to feel confident in your financial future. Our goal is to help you create a roadmap designed to connect today’s reality with tomorrow’s objectives.

Our Approach

You deserve financial strategies that are as unique and personal as your goals and financial situation. We take the time to learn about your financial situation, retirement goals, and answer any questions or concerns you have. Our approach is process-oriented, not sales-oriented. We aren’t focused on selling you products or recommending cookie-cutter strategies. Instead, we want to nourish long-term relationships and create an environment in which you are comfortable.

Communication & Education

Whether you are a sophisticated investor or a financial novice, we want you to feel confident, comfortable, and well-informed. We provide you regular updates on your strategies, we encourage questions, and we are happy to meet or schedule a phone call to address your concerns. By staying in frequent contact, we believe we can build stronger relationships with you and your family that span generations.

“We are a fee-only advisor providing best interest fiduciary services to clients in Chesapeake, Newport News, Norfolk, Suffolk, Virginia Beach, Williamsburg, and the surrounding areas of Hampton Roads.”