The Flinchum File

Thoughtful Economic Analysis and Existential Opinions
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Welcome to The Flinchum File

I am an Accredited Investment Fiduciary at Bay Capital Advisors, an investment firm headquartered in Virginia Beach, VA. After retiring from Truist Bank, I started this firm to work more closely with a smaller number of clients, and it has been great! Our client load is about 25% of the national average.

Writing is not for the shy or the meek. It exposes a person’s mind and character. I hope you enjoy the view.

The opinions expressed in The Flinchum File are those of the writer, Jim Flinchum, and do not necessarily reflect those of Bay Capital Advisors, LLC

When Politics Trumps Economics

Years ago, I was asked to write a quarterly column on the economy and the stock market for Inside Business.  It is that time again, and my deadline is Monday.  Subject to change, I’m thinking the theme will be the triumph of politics over economics. Yesterday was a good example.  Even though the ISM data and car sales exceeded expectations, the stock market ignored both…

A New Quarter . . . Same Old Problems

Historically, September and October are the worst months of the year.  Further, either the first or fourth quarters are usually the best quarters each year.  Today, the world started the fourth quarter on a weak note, with both Asia and Europe down about 2%.  At this hour, futures indicate the U.S. markets will open down slightly. Given the continuing crisis in Europe and nagging impotence…