The Flinchum File

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Cold Commodities

It can be difficult to separate the message from the messenger.  Legendary investor Jim Rogers is not my kind of guy – more Donald Trump than Warren Buffett.  While I would not have lunch with him, I am glad that I read his 2004 book titled Hot Commodities, which predicted the super-cycle in commodities began in 1998 and would continue at least fifteen years.

Here’s a news flash:  Jim Rogers was right.  The super-cycle in commodities has ended!

Oil has crashed below $30/bbl.  Copper and other industrial metals have been crushed.  Nobody ever suspected rare-earth-minerals would lose value, but they have!  Even precious metals like gold are relatively lifeless.

Commodities reflect the emerging markets, many of whom have commodity-based economies and need different commodities from other nations.  China has been a huge buyer of commodities, but their economy is now slowing even faster and need fewer commodities.  Not many analysts are predicting strong growth in any of the emerging markets . . .

Commodities have been a driving force in stock values for a long time.  What will take its place?  Look up Singularity University, where they believe we are entering a Age of Abundance, which could propel the stock market, but how long before that lift-off?

Until we experience that lift-off from some propelling forces or engine, I suspect equity returns will be lackluster.  Instead of the 8% target we usually expect, those returns could be more in the range of 4%.

There has been a long-running argument as to whether passive investing beats active investing.  In other words, should you buy an ETF, that mimics an index like the S&P 500, or buy a more-expensive mutual fund, where a manager actually tries to beat the index?  Retail investors are fleeing mutual funds and loading up on ETFs.  Last year, they took $207 billion out of stock-picking mutual funds and put $414 billion into index investing.  I think that should be just the opposite.  If you know the index will be lackluster, why try to match that?  Index investing is easier when you have a propelling engine like commodities, but I expect old-fashioned stock picking is now more important.