Last December, I was talking with a young financial advisor wannabe and mentioned that my goal for the new year was to become more conversant about bitcoin and other digital assets.

He joked . . . “Dude, you already have grey hair and can never learn that stuff.”

First, I thought a dude was a “momma’s boy.”  Second, what difference does the color of my hair or the color of my skin make?  Third, thanks for the motivation . . . dude!

If I ever see him again, I will ask him if he can pass all twelve examinations to get certified, like I did!